One wallet. Unlimited possibilities.
QuataPay is your all-in-one digital wallet designed to make payments simple, fast, and secure. Whether you're sending money to friends, paying bills, or tracking expenses, QuataPay keeps your finances under control with ease.
- Bank-grade encryption
- Instant XAF transfers
- 0 fee P2P moves
- Multi-currency ready
Available balance
128,500 XAF
Recent activity
Ada M.
Received
+5,000
MTN Airtime
Bill pay
-1,000
Cafe Douala
QR payment
-2,400
Wallet · one app, everything
Trusted by partners & the rails behind Cameroon's money
- Banks
- Credit Unions
- MFIs
- MTN MoMo
- Orange Money
- Reloadly
- Banks
- Credit Unions
- MFIs
- MTN MoMo
- Orange Money
- Reloadly
By the numbers
A payment network growing every week
Real numbers from the QuataPay platform. Updated quarterly.
0K+
Active wallets
Personal · Agent · Merchant
0+
Merchants accepting QR
Across all 10 CM regions
0M+
XAF moved
Cumulative volume
0.00%
Uptime
Rolling 90-day SLA
Get started
Four steps from download to your first secure payment
No paperwork, no branch visit, no waiting.
Create account
Download the app and verify your phone in under two minutes.
Choose method
Top up via Mobile Money, a bank, or a nearby QuataPay agent.
Scan & pay
Pay merchants and friends instantly with a QR — 0 fee, in-app.
Stay verified
KYC, 2FA and device checks keep every wallet locked down.
One platform, every role
Built for everyone in Cameroon
Personal users, agents, merchants, and developers — each gets a tailored experience on the same secure rails.
One account, one ecosystem
Everything connects to your QuataPay wallet
Food, marketplace, trading, business and developer tools — all funded and settled from a single balance. Add a product, not another account.
QuataPay wallet
The single balance that powers every product below — no transfers, no reconciling, no extra sign-ups.
QuataFood
Order & pay for food in-app — settled straight to merchant wallets.
Abaqwa
The marketplace where shoppers check out with their QuataPay balance.
QuataTrade
soonTrade and invest, funded and settled from one wallet.
Payment Gateway
Hosted checkout + payment links for any website or app.
Business Dashboard
Run collections, payouts and reporting from one console.
Developer APIs
One API key, sandbox, and webhooks across the whole stack.
Today
Live412K
Volume
168
Payments
99.9%
Success
Payment methods
- Mobile Money52%
- Card26%
- Wallet14%
- Bank8%
For business
A full merchant suite — get paid, get settled
Accept in-store and online, automate collections and payouts, and see it all in real time. Payroll, bulk payments, invoices, roles and audit logs included.
Get the QuataPay Merchant app
For developers
Take your first payment in minutes
A clean, hosted-checkout API with test keys, signed webhooks and a sandbox. Real code, not screenshots.
REST API
Predictable resources, a single response envelope, XAF-native amounts.
Signed webhooks
HMAC-verified events with delivery logs and one-click replay.
Hosted checkout
Redirect or share a link — you never touch card or MoMo credentials.
Sandbox
Test keys and a simulate endpoint to force success or failure.
curl https://api.quatapay.com/api/v1/gateway/payments \
-H "Authorization: Bearer qpay_test_…" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "XAF",
"webhook_url": "https://you/webhooks"
}'
# → { "success": true, "data": { "checkout_url": … } }Why QuataPay
Smart, fast, and secure digital payments
Regulated Financial Institutions
Funds safeguarded by a CEMAC-licensed Regulated Financial Institution.
Instant XAF transfers
P2P, agent, merchant — 0 fee on internal wallet moves.
Built for Cameroon first
All 10 regions, French + English, XAF-native.
Intelligence, built in
Money that thinks with you
From fraud scoring to spending insights, QuataPay uses intelligence to keep you safe and in control — quietly, on every transaction.
AI fraud detection
Every transaction is scored in real time; risky ones are held for review.
Smart monitoring
Anomaly detection on device, location and velocity — before money moves.
Spending insights
Automatic categorisation so you see exactly where your money goes.
Merchant analytics
Live revenue, top products and settlement trends for businesses.
Smart alerts
Context-aware notifications — the ones that matter, when they matter.
AI assistant
soonA financial copilot that answers questions and automates routines.
How we compare
A faster path than mobile money or banks
Same regulatory backing as a bank; same accessibility as Mobile Money; with the modern features both still lack.
Security
5 ways our security system protects you
Layered defences — at sign-up, at sign-in, and on every transaction.
Identity verification
Government-issued ID checks at sign-up.
KYC profile
AI-assisted face match + fraud scoring.
Multi-factor auth
Password + PIN + 2FA on sensitive flows.
Confidentiality
Encrypted PII with blind-index lookups.
Activity tracking
Real-time login + device + transaction logs.
Who it's for
Built for everyone moving money in Africa
From a student splitting a bill to an enterprise running payroll — one platform, tailored to each.
Growing businesses
Collect, pay out and reconcile without the bank queue.
Merchants
Take QR, links and card payments with same-day settlement.
Agents
Serve cash-in / cash-out and earn commission on every trade.
Students
Send, receive and split money instantly — zero fees between wallets.
Professionals
Invoice clients, get paid by link, and track it all in one app.
Developers
Ship checkout in a day with sandbox keys and signed webhooks.
FAQ
Questions, answered
Can't find what you need? The full Help Center is one click away.
Is QuataPay a bank?
Which fees apply?
Can I send money outside Cameroon?
How do I become an agent or onboard as a merchant?
Is my data safe?
Get the QuataPay app
Available on Android and iOS. Send, receive, and scan to pay anywhere in Cameroon.
QuataPay Merchant — for businesses
QuataPay Agent — for cash-in / cash-out agents
- Biometric sign-in
- Offline-tolerant QR
- Push notifications
- French + English
Ready to start?
Cameroon's modern payments stack — in your pocket.
One account works as a wallet, a merchant terminal, an agent counter, and a developer dashboard. Pick the role that fits.